
Simplify your income verification process with Kuboon in a reliable and efficient way
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Income Verification
Verify income and employment in seconds
Kuboon Income (now available in the US only) enables you to instantly verify anyone's job and income, enhancing the decision-making and underwriting process. Three products allow you to confirm a user's income

Income from Payroll
Access income data from a payroll account that is tied to the user.

Document Income
Retrieve income data from user-uploaded documents like a pay stub or W-2 form.

Bank Income
Access income data from a bank account that is tied to the user.
PRODUCT FEATURES

Comprehensive product suite
You can securely verify your income and employment using one of three methods: payroll, bank, or uploaded document data.

Robust data pulls
Get immediate access to comprehensive, easily processed, and structured identity, employer, and gross and net income data.

Complete consumer coverage
Get document coverage for 12,000+ data partners, and employ payroll providers to reach 80% of the US workforce. Income can be customized, allowing you to select the income verification technique that best meets your user's needs at the time of connection. You can combine and match different income verification strategies, but the Document Income solution is a logical backup to the Payroll Income option You might wish to enable alternative ways of income verification depending on your use case. For instance, you can utilize Bank Income if your use case depends on net income or income placed into a user's bank account.
Additionally, Bank Income can be used to verify income in a single Link experience without forcing your user to go through numerous flows if you intend to use other Kuboon products, such as Auth and Balance for payments. Use both Payroll and Document Revenue if your use case calls for proof of gross income.
Improve your decisioning process with flexible solutions
The fully-configurable flow of Kuboon Income adjusts to your requirements for data underwriting. By combining our three Income products and adding them at any point in your user flow, you may create the solution that's ideal for you:
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Bank Income
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Payroll Income
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Document Income
​Get the right data at the right time–every time.
Benefits:

Improved Rates of Automation
Faster completion times, enable real-time verification, and reduce the need for manual intervention with better data accuracy, fraud controls, and process automation.

Class-leading Conversion
A flawless user experience and flexible user flows will raise the number of loan applications.

More Consumer Control & Transparency
With our consumer-permissioned approach, transparency-first principles, and leading-edge surfaces like the Kuboon portal, Kuboon makes it simple for consumers to manage their data.
Investment Planning
Working with thousands of business companies around the world for Ideas
Due to the fact that this endpoint initiates a synchronous request for new data, latency may be higher than it is for other Kuboon endpoints; if you experience problems, you may need to change the timeout period for your requests
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Socially Responsible Investment
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Comprehensive Investment Plans
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Financial Planning for Business
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Tax Mitigation Strategies




Contact Our Support Team
You may always rely on our amiable support team when you require expert financial assistance for problems that cannot be fixed with our knowledge base. We offer phone and chat support 24/7. Your financial inquiries can be answered by our friendly support team.
We look forward to hearing from you!
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