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Simplify your income verification process with Kuboon in a reliable and efficient way


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Income Verification

Verify income and employment in seconds

Kuboon Income (now available in the US only) enables you to instantly verify anyone's job and income, enhancing the decision-making and underwriting process. Three products allow you to confirm a user's income


Income from Payroll

Access income data from a payroll account that is tied to the user.


Document Income

Retrieve income data from user-uploaded documents like a pay stub or W-2 form.


Bank Income

Access income data from a bank account that is tied to the user.



Comprehensive product suite

You can securely verify your income and employment using one of three methods: payroll, bank, or uploaded document data.


Robust data pulls

Get immediate access to comprehensive, easily processed, and structured identity, employer, and gross and net income data.


Complete consumer coverage

Get document coverage for 12,000+ data partners, and employ payroll providers to reach 80% of the US workforce. Income can be customized, allowing you to select the income verification technique that best meets your user's needs at the time of connection. You can combine and match different income verification strategies, but the Document Income solution is a logical backup to the Payroll Income option You might wish to enable alternative ways of income verification depending on your use case. For instance, you can utilize Bank Income if your use case depends on net income or income placed into a user's bank account.


Additionally, Bank Income can be used to verify income in a single Link experience without forcing your user to go through numerous flows if you intend to use other Kuboon products, such as Auth and Balance for payments. Use both Payroll and Document Revenue if your use case calls for proof of gross income. 

Improve your decisioning process with flexible solutions

The fully-configurable flow of Kuboon Income adjusts to your requirements for data underwriting. By combining our three Income products and adding them at any point in your user flow, you may create the solution that's ideal for you:

  •  Bank Income

  •  Payroll Income

  •  Document Income

​Get the right data at the right time–every time.



Improved Rates of Automation

Faster completion times, enable real-time verification, and reduce the need for manual intervention with better data accuracy, fraud controls, and process automation.


Class-leading Conversion

A flawless user experience and flexible user flows will raise the number of loan applications.


More Consumer Control & Transparency

With our consumer-permissioned approach, transparency-first principles, and leading-edge surfaces like the Kuboon portal, Kuboon makes it simple for consumers to manage their data.

Investment Planning

Working with thousands of business companies around the world for Ideas

Due to the fact that this endpoint initiates a synchronous request for new data, latency may be higher than it is for other Kuboon endpoints; if you experience problems, you may need to change the timeout period for your requests

  • Socially Responsible Investment

  • Comprehensive Investment Plans

  • Financial Planning for Business

  • Tax Mitigation Strategies

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Contact Our Support Team

You may always rely on our amiable support team when you require expert financial assistance for problems that cannot be fixed with our knowledge base. We offer phone and chat support 24/7. Your financial inquiries can be answered by our friendly support team.

We look forward to hearing from you!

  • Automated data extraction

  • Country-wise address databases

  • Financial Planning for Business

  • Real-time ghost address detection

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